Balance Transfer Credit Cards with Sharia Compliant

+971
MINIMUM SALARY

AED 40,000

RATE

3.25%

ANNUAL FEE

AED 2625

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Joining Bonus of 12,000 Etihad Guest Miles
  • Monthly Bonus of 1000 Etihad Guest Miles
  • 30% off at over 1,400 restaurants in the UAE
  • Benefits at Ferrari World & Yas Water World
MINIMUM SALARY

AED 40,000

RATE

3.25%

ANNUAL FEE

AED 1050

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Contactless Tech 
  • Air Miles
TOP REASONS TO CHOOSE
  • Excellent Reward earnings rate
  • Premium lifestyle features
  • No Annual fee
MINIMUM SALARY

AED 20,000

RATE

3.29%

ANNUAL FEE

AED 2000

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  •  Air Miles
TOP REASONS TO CHOOSE
  • 200,000 sign-up reward points
  • Flight and hotel booking discounts
  • Extensive premium travel & lifestyle benefits
  • Earn rewards on all spends & cashback on specific categories
MINIMUM SALARY

AED 15,000

RATE

3.33%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Bonus Skywards Miles
  • Fast track to Emirates Skywards Gold tier membership
  • Complimentary Emirates Home check-in services
MINIMUM SALARY

AED 25,000

RATE

3.33%

ANNUAL FEE

AED 4500

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Bonus Skywards Miles
  • Fast track to Emirates Skywards Gold tier membership
  • 1 year complimentary Amazon Prime membership
  • Complimentary Emirates Home check-in services
MINIMUM SALARY

AED 10,000

RATE

3.09%

ANNUAL FEE

AED 299

OTHER KEY BENEFITS
  • Balance Transfer 
  • Airport Lounge Access 
  • Contactless Tech 
  • Air Miles
TOP REASONS TO CHOOSE
  • 20,000 welcome Etisalat Smiles Points
  • Earn Etisalat rewards on all spends
MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 500

OTHER KEY BENEFITS
  • Cinema Tickets
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • 1% unlimited cashback on all spends
  • Free roadside assistance service
MINIMUM SALARY

AED 40,000

RATE

2.75%

ANNUAL FEE

AED 750

OTHER KEY BENEFITS
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Premium Luxury & Travel benefits
  • Earn rewards on all spends & also bonus rewards
MINIMUM SALARY

AED 20,000

RATE

2.90%

ANNUAL FEE

AED 500

OTHER KEY BENEFITS
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Premium lifestyle & travel benefits
  • Earn rewards on all spends & also bonus rewards
MINIMUM SALARY

AED 5,000

RATE

2.59%

ANNUAL FEE

AED 100

OTHER KEY BENEFITS
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Purchase Protection 
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn 18,000 Bonus Dubai Mementos
  • Earn up to 2 Dubai Mementos for every Dirham spent
  • 50% off Movie Tickets, anytime, anywhere
MINIMUM SALARY

AED 15,000

RATE

3.25

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn up to 30,000 Bonus Skywards Miles
  • Earn Skywards Miles on all spends
  • Premium lifestyle benefits
MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 350

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Purchase Protection 
  • Extended Warranty
TOP REASONS TO CHOOSE
  • Up to 5% cash back on electronic store purchases & telecom
  • No min spend for earning cashback
  • Up to 1% cash back on all local and intnational transactions
  • AED 200 gift voucher from noon as joining offer
MINIMUM SALARY

AED 12,000

RATE

3.49%

ANNUAL FEE

AED 299

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge 
  • Access Travel 
  • Insurance Purchase
  • Protection Extended 
  • Warranty Air Miles
TOP REASONS TO CHOOSE
  • Up to 10% cashback on Groceries, Education, Dining & Telecom
  • Unlimited complimentary access to over 1,000 airport lounges
  • Complimentary Golf any day of the week
  • 1 complimentary valet parking service per month
  • AED 500 Noon Voucher ( T&Cs apply)
MINIMUM SALARY

AED 25,000

RATE

3.49%

ANNUAL FEE

AED 2100

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Up to 75,000 bonus Skywards Miles
  • Up to 2 Skywards Miles per USD equivalent spent
  • Fast-Track update to Emirates Skywards Silver Tier Status
  • AED 500 noon voucher (T&C's apply)
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 525

OTHER KEY BENEFITS
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn dnata points for all spends
  • Earn accelerated points at participating merchant outlets
  • Unlimited complimentary ariport lounge access
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets 
  • Dining Offers
  •  Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access
  •  Contactless Tech
TOP REASONS TO CHOOSE
  • Free for life card
  • 3.5% cashback at Lulu stores and online
  • Buy 1 get 1 free on movie tickets at Vox Cinemas
  • Complimentary lounge access to over 10 regional airports
  • AED 200 YougotaGift voucher
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 420

OTHER KEY BENEFITS
  • Golf offers
  • Dining Offers
  • Health & Fitness 
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • Complimentary access to over 10 VIP lounges
  • Enjoy MasterCard Buy 1 Get 1 offers
  • Earn rewards on all domestic & international spends
  • Exclusive offers and deals on travel, lifestyle & shopping
  • Get up to 40% discount at over 100 golf courses worldwide
MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 735

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Welcome offer: Up to 40,000 bonus Skywards Miles
  • Best-in-class Skywards Miles earning - earn and redeem miles
  • Complimentary, unlimited worldwide lounge access
  • Complimentary access to top golfing courses across the UAE
  • Valet Parking at selected locations in Abu Dhabi
MINIMUM SALARY

AED 25,000

RATE

3.09%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Dining Offers 
  • Health & Fitness 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Air Miles 
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Extensive premium lifestyle & travel benefits
  • Exclusive benefits at Starwood Hotels & Resorts
  • Earn Starpoints on all spends
  • Comprehensive travel insurance cover
MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 262.5

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Purchase Protection 
  • Extended Warranty 
  • Life Insurance 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Excellent discounts & offers at Emaar establishments
  • Premium travel and lifestyle benefits
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Receive U By Emaar Gold Status
  • Complimentary airport lounge access to over 1000 lounges
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn rewards on all domestic & international spends
  • Complimentary airport lounge access to over 1000 lounges
  • Golf club privileges
  • Exclusive Concierge Desk Privileges
  • Valet Parking at selected locations in Abu Dhabi
MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn rewards on all domestic & international spends
  • Comprehensive lifestyle offers
  • Discounts on flights and holiday packages
  • Flexible payment options
  • Life time free card along with a AED 300 Noon.com Voucher
MINIMUM SALARY

AED 15,000

RATE

3.75%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Purchase Protection 
  • Air Miles 
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No Annual fee
  • 2 Airport transfers per annum
  • 4 complimentary access to 1000 + airport lounges
  • Enjoy upto 4 movie tickets at discounted rates
  • Spend and win cash prizes
MINIMUM SALARY

AED 10,000

RATE

3.50%

ANNUAL FEE

AED 315

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
TOP REASONS TO CHOOSE
  • 5% cashback on supermarket and 3% on school fees and Dining
  • Unlimited complimentary ariport lounge access
  • FAB credit card instantly. Zero paperwork!
MINIMUM SALARY

AED 30,000

RATE

3.5%

ANNUAL FEE

AED 2500

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • 75% Etihad Guest Miles Discount Voucher
  • Fast Track Enrolment to Etihad Guest Gold Membership
  • Complimentary Inflight Wifi Vouchers
  • Optional Etihad Guest Miles Accelerator
  • 55,000 welcome
MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Guaranteed AED 1500 travel voucher as joining offer
  • No international transaction bank fee
  • 1 complimentary night for every 3 paid nights on FAB portal
  • Redeem across 800+ airlines, 500,000+ hotels and car rental
  • Redeem across 800+ airlines, 500,000+ hotels and car rental
  • Unlimited free access across over 1,000+ airport lounges