Airport Lounge Access Credit Cards In UAE

+971
MINIMUM SALARY

AED 40,000

RATE

3.25%

ANNUAL FEE

AED 2625

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Joining Bonus of 12,000 Etihad Guest Miles
  • Monthly Bonus of 1000 Etihad Guest Miles
  • 30% off at over 1,400 restaurants in the UAE
  • Benefits at Ferrari World & Yas Water World
MINIMUM SALARY

AED 20,000

RATE

3.25%

ANNUAL FEE

AED 1050

OTHER KEY BENEFITS
  • Golf offers 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection
  • Extended Warranty 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Earn Up to 2 Etihad Guest Miles per USD 1
  • Up to 2,000 Etihad Guest Miles as monthly bonus
  • 30% off at over 1,400 restaurants in the UAE
MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
TOP REASONS TO CHOOSE
  • No Annual Fee
  • Interest-free balance transfers
  • Redeem reward points instantly at Lulu
  • Benefits at Ferrari World & Yas Waterworld
  • Lulupoints can be redeemed with supplementary card
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • Interest-free balance transfers
  • Lulupoints can be redeemed with supplementary card
  • Complimentary airport lounge access
  • Benefits at Ferrari World & Yas Waterworld
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Complimentary airport lounge access
  • 0% interest for upto 12 months for school & college fees
  • Benefits at Ferrari World & Yas Waterworld
MINIMUM SALARY

AED 40,000

RATE

3.25%

ANNUAL FEE

AED 1050

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Contactless Tech 
  • Air Miles
TOP REASONS TO CHOOSE
  • Excellent Reward earnings rate
  • Premium lifestyle features
  • No Annual fee
MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Purchase Protection
TOP REASONS TO CHOOSE
  • Benefits at Ferrari World & Yas Waterworld
  • 10000 bonus touch points for spends of AED 10K
  • Golf & Cinema offers
  • First year free
  • 20% off at talabat offers
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • No Annual Fee
  • 0% interest for upto 12 months for school & college fees
  • Benefits at Ferrari World & Yas Waterworld
  • Complimentary airport lounge access
MINIMUM SALARY

AED 20,000

RATE

3.25%

ANNUAL FEE

AED 1050

OTHER KEY BENEFITS
  • Golf offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Contactless Tech 
  • Air Miles
TOP REASONS TO CHOOSE
  • 20% off on flight & hotel bookings
  • 900 airport lounges worldwide
  • 0% foreign currency transaction fee
  • Get a complimentary 2-night stay Hotels.com voucher
  • Enjoy 15% off on Staycations offers available at cleartrip
MINIMUM SALARY

AED 20,000

RATE

3.29%

ANNUAL FEE

AED 2000

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  •  Air Miles
TOP REASONS TO CHOOSE
  • 200,000 sign-up reward points
  • Flight and hotel booking discounts
  • Extensive premium travel & lifestyle benefits
  • Earn rewards on all spends & cashback on specific categories
MINIMUM SALARY

AED 12,000

RATE

3.09%

ANNUAL FEE

AED 299

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Flight and hotel booking discounts
  • Travel & lifestyle benefits
  • Earn rewards on all spends & cashback on specific categories
MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 1000

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • 1% unlimited cashback on all spends
  • Free roadside assistance service
MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 299

OTHER KEY BENEFITS
  • Valet Parking
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Earn cashback on all spends
  • Free roadside assistance, valet parking
MINIMUM SALARY

AED 15,000

RATE

2.99%

ANNUAL FEE

AED 750

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • 10% cashback on all dining spend in UAE
  • Extensive travel insurance and protection
MINIMUM SALARY

AED 15,000

RATE

3.33%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Bonus Skywards Miles
  • Fast track to Emirates Skywards Gold tier membership
  • Complimentary Emirates Home check-in services
MINIMUM SALARY

AED 25,000

RATE

3.33%

ANNUAL FEE

AED 4500

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Bonus Skywards Miles
  • Fast track to Emirates Skywards Gold tier membership
  • 1 year complimentary Amazon Prime membership
  • Complimentary Emirates Home check-in services
MINIMUM SALARY

AED 5,000

RATE

3.09%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Airport Lounge Access
  • Contactless Tech
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • 10,000 Etihad Guest Miles welcome bonus
  • Free for life card
  • Earn Etihad Guest Miles on all spends
MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 350

OTHER KEY BENEFITS
  • Balance Transfer 
  • Airport Lounge Access 
  • Contactless Tech 
  • Air Miles 
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • 35,000 Etihad Guest Miles welcome bonus
  • Free companion ticket voucher
MINIMUM SALARY

AED 10,000

RATE

3.09%

ANNUAL FEE

AED 700

OTHER KEY BENEFITS
  • Valet Parking 
  • Cinema Tickets 
  • Balance Transfer 
  • Airport Lounge Access 
  • Purchase Protection 
  • Extended Warranty 
  • Contactless Tech  
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • 50,000 Etihad Guest Miles welcome bonus
  • Free companion ticket on Etihad airways - any class
  • Free valet parking, roadside assistance, lounge access
MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Bonus 5,000 Etisalat Reward points
MINIMUM SALARY

AED 10,000

RATE

3.09%

ANNUAL FEE

AED 299

OTHER KEY BENEFITS
  • Balance Transfer 
  • Airport Lounge Access 
  • Contactless Tech 
  • Air Miles
TOP REASONS TO CHOOSE
  • 20,000 welcome Etisalat Smiles Points
  • Earn Etisalat rewards on all spends
MINIMUM SALARY

AED 5,000

RATE

3.09%

ANNUAL FEE

AED 999

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets
  • Airport Lounge Access 
  • Contactless Tech 
  • Air Miles
TOP REASONS TO CHOOSE
  • 70,000 welcome Etisalat Smiles Points
  • Earn Etisalat rewards on all spends
  • Free valet parking at select locations
MINIMUM SALARY

AED 15,000

RATE

3.09%

ANNUAL FEE

AED 1199

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Airport Lounge Access 
  • Contactless Tech 
  • Air Miles 
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • 100,000 welcome Etisalat Smiles Points
  • Earn Etisalat rewards on all spends
  • Lifestyle benefits - free roadside assistance, valet parking
MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 250

OTHER KEY BENEFITS
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • 1% cashback: anywhere, anytime
MINIMUM SALARY

AED 5,000

RATE

3.09%

ANNUAL FEE

AED 1250

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Airport Lounge Access
  • Travel Insurance
  • Contactless Tech
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Exclusive discounts at Rotana properties
  • Earn Rotana reward points on all spends
  • Good travel & lifestyle benefits
MINIMUM SALARY

AED 12,000

RATE

3.09%

ANNUAL FEE

AED 199

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn cashback on all spends
  • Earn reward points on all spends
  • Dining Discounts
MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • Free for life
  • Dining discounts in UAE
MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 500

OTHER KEY BENEFITS
  • Cinema Tickets
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • 1% unlimited cashback on all spends
  • Free roadside assistance service
MINIMUM SALARY

AED 10,000

RATE

3.00%

ANNUAL FEE

AED 150

OTHER KEY BENEFITS
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Purchase Protection
TOP REASONS TO CHOOSE
  • Earn rewards on all spends & also bonus rewards
  • Airport lounge access in over 25+ lounges worldwide
  • Enjoy purchase protection insurance
MINIMUM SALARY

AED 40,000

RATE

2.75%

ANNUAL FEE

AED 750

OTHER KEY BENEFITS
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Premium Luxury & Travel benefits
  • Earn rewards on all spends & also bonus rewards
MINIMUM SALARY

AED 20,000

RATE

2.90%

ANNUAL FEE

AED 500

OTHER KEY BENEFITS
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Premium lifestyle & travel benefits
  • Earn rewards on all spends & also bonus rewards
MINIMUM SALARY

AED 30,700

RATE

2.50%

ANNUAL FEE

AED 2760

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
TOP REASONS TO CHOOSE
  • Premium lifestyle & travel benefits
  • No interest charges (full payment required)
  • Access to the Membership Rewards® programme
MINIMUM SALARY

AED 30,700

RATE

2.50%

ANNUAL FEE

AED 2,760

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
TOP REASONS TO CHOOSE
  • Premium lifestyle & travel benefits
  • No interest charges (full payment required)
  • Access to the Membership Rewards® programme
MINIMUM SALARY

AED 12,000

RATE

3.45%

ANNUAL FEE

AED 999

OTHER KEY BENEFITS
  • Valet Parking 
  • Cinema Tickets 
  •  Dining Offers
  •  Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  •  Purchase Protection 
  • Extended Warranty
TOP REASONS TO CHOOSE
  • 50,000 Bouns Smile Points
  • Premium lifestyle & travel benefits
  • Valet parking & cinema offers
MINIMUM SALARY

AED 8,000

RATE

3.69%

ANNUAL FEE

AED 400

OTHER KEY BENEFITS
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Acess
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
TOP REASONS TO CHOOSE
  • Earn up to 10% cashback on specific categories
  • Complimentary global airport lounge access with Lounge Key
  • Upto 5 free supplementary credit cards
MINIMUM SALARY

AED 8,000

RATE

3.69%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Air Miles
TOP REASONS TO CHOOSE
  • Free for life
  • 12 month complimentary Zomato pro membership
  • AED 100 of Carrefour & Amazon Vouchers
MINIMUM SALARY

AED 20,000

RATE

3.45%

ANNUAL FEE

AED 787

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Welcome bonus of 60,000 CBD reward points
  • Premium lifestyle & travel benefits
MINIMUM SALARY

AED 12,000

RATE

3.45%

ANNUAL FEE

AED 525

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Welcome bonus of 30,000 CBD reward points
  • Premium lifestyle & travel benefits
MINIMUM SALARY

AED 20,000

RATE

3.69%

ANNUAL FEE

AED 750

OTHER KEY BENEFITS
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Complimentary ClassPass wellness app wth 200 fitness centers
  • Premium lifestyle & travel benefits
  • 20% off on Talabat food and grocery orders twice a month
  • Up to 20% discount across Emaar entertainment
  • 10% discount on Cleartrip and Booking.com
MINIMUM SALARY

AED 50,000

RATE

2.99%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Preferential interest rates and higher credit limits
  • Free travel and medical insurance
  • Shopping discounts at selected partners across the UAE
MINIMUM SALARY

AED 15,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
TOP REASONS TO CHOOSE
  • No Annual Fee
  • Upto AED 150 cashback p.m. on ANY cinema spend in UAE
MINIMUM SALARY

AED 15,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
TOP REASONS TO CHOOSE
MINIMUM SALARY

AED 15,000

RATE

3.45%

ANNUAL FEE

AED 840

OTHER KEY BENEFITS
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance
TOP REASONS TO CHOOSE
  • 1st Year Annual Fee waived
  • Earn CBI Reward points from the first Dirham you spend
MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
TOP REASONS TO CHOOSE
  • No caps, no minimum spend, no redemption process & no spend
  • 3% on non AED spend | 2% on Grocery Spend | 1% on all Other
  • Unlimited access to 1000+ lounges worldwide
  • No Annual Membership fee in year 1
  • Get 15% off at Carrefour, 10% off at Amazon.ae
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
TOP REASONS TO CHOOSE
  • No caps, no minimum spend, no redemption process & no spend
  • 3% on non AED spend | 2% on Grocery Spend | 1% on all Other
  • Unlimited access to 1000+ lounges worldwide
  • No Annual Membership fee in year 1
  • Get 15% off at Carrefour, 10% off at Amazon.ae
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
TOP REASONS TO CHOOSE
  • No caps, no minimum spend, no redemption process & no spend
  • 3% on non AED spend | 2% on Grocery Spend | 1% on all Other
  • Unlimited access to 1000+ lounges worldwide
  • No Annual Membership fee in year 1
  • Get 15% off at Carrefour, 10% off at Amazon.ae
MINIMUM SALARY

AED 36,750

RATE

3.25%

ANNUAL FEE

AED 3000

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
TOP REASONS TO CHOOSE
  • Earn up to 2.5 Skywards Miles per $ spend
  • Complimentary Emirates Skywards Silver membership
  • Exclusive 100% Metal card
  • Unlimited complimentary golf in some of the courses in UAE
  • 25,000 welcome bonus Skywards Miles
MINIMUM SALARY

AED 18,000

RATE

3.5%

ANNUAL FEE

AED 800

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
TOP REASONS TO CHOOSE
  • Earn up to 1.25 Skywards Miles per $ spend
  • 1 Complimentary golf a month at the finest courses in UAE
  • Complimentary valet parking, cinema ticket offers
  • Unlimited access to 1000+ airport lounges
MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 400

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
TOP REASONS TO CHOOSE
MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 750

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
TOP REASONS TO CHOOSE
  • Complimentary Movies and Golf Offers
  • VoucherSkout-Signup offer
  • Annual Fee Waiver for the first year
  • Flat 30% off 4 movie tickets at VOX Cinemas every month
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
TOP REASONS TO CHOOSE
  • Earn ThankYou Reward points on all spends
  • VoucherSkout-Signup offer
  • Unlimited global airport lounge access to 1000+ lounges
  • Flat 30% off 2 movie tickets at VOX Cinemas every month
  • No annual fee in year 1
MINIMUM SALARY

AED 5,000

RATE

3.50%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
TOP REASONS TO CHOOSE
  • Easy Installment Plan
  • Cash Loan
  • No Cash Advance, Late or Overlimit fee
  • Free for life
MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Valet Parking
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Free for life credit card
  • Complimentary 1-year Zomato Gold membership
  • Earn upto 10% cash up on specific categories
  • Complimentary Valtrans valet parking service
MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 315

OTHER KEY BENEFITS
  • Valet Parking  
  • Dining Offers  
  • Balance Transfer  
  • Airport Lounge Access 
  • Purchase Protection 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Free for life credit card
  • Complimentary Valtrans valet parking service
  • Earn up to 3x Miles on airline, hotel and department stores
  • Complimentary ZOMATO GOLD membership valid for one year
MINIMUM SALARY

AED 5,000

RATE

3.33%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offer
  •  Balance Transfer
  •  Airport Lounge Access
  •  Contactless Tech
TOP REASONS TO CHOOSE
  • Up to 3% Cash Up at supermarkets, fuel and utilities
  • Complimentary airport lounge access
  • Exclusive deals & discounts through the Deem Offers app
  • 20% discount on 3 Careem rides every month
  • First year free
MINIMUM SALARY

AED 5,000

RATE

3.33%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Earn up to 2x Miles on airline tickets & hotel reservations
  • Earn 2x Miles at supermarkets and grocery stores worldwide
  • First year free and second year based on annual spend
  • Complimentary airport lounge access
  • 20% discount on 3 Careem rides every month
MINIMUM SALARY

AED 5,000

RATE

2.59%

ANNUAL FEE

AED 400

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
TOP REASONS TO CHOOSE
  • 25% savings on 1-day tickets
  • 15% dis. on F&B & 10% discount on merchandise inside parks
  • Q-Fast privileges
MINIMUM SALARY

AED 30,000

RATE

2.59%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
TOP REASONS TO CHOOSE
  • Exclusive discounts at Dubai Parks & Resorts
  • 30% savings on 1-day tickets
  • 15% dis. on F&B & 10% dis. on merchandise inside the parks
  • Q-Fast privileges
MINIMUM SALARY

AED 5,000

RATE

3.50%

ANNUAL FEE

AED 300

OTHER KEY BENEFITS
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Contactless Tech 
  • Air Miles
TOP REASONS TO CHOOSE
  • 5% cashback on online purchases, utility bills, school fees
  • 5% cashback at the supermarket
  • 1% cashback on everything else
  • Unlimited Airport Lounge access
  • 20% off on Careem rides
MINIMUM SALARY

AED 8,000

RATE

2.59%

ANNUAL FEE

AED 200

OTHER KEY BENEFITS
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Purchase Protection 
  • Air 
TOP REASONS TO CHOOSE
  • Earn 30,000 Bonus Dubai Mementos
  • Earn up to 2 Dubai Mementos for every Dirham spent
  • 50% off Movie Tickets, anytime, anywhere
MINIMUM SALARY

AED 5,000

RATE

2.59%

ANNUAL FEE

AED 100

OTHER KEY BENEFITS
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Purchase Protection 
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn 18,000 Bonus Dubai Mementos
  • Earn up to 2 Dubai Mementos for every Dirham spent
  • 50% off Movie Tickets, anytime, anywhere
MINIMUM SALARY

AED 10,000

RATE

ANNUAL FEE

AED 750

OTHER KEY BENEFITS
  • Dining Offers
  • Health & Fitness
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
TOP REASONS TO CHOOSE
  • Exclusive card for Emaratis
  • Earn up to 2% cashback per month
  • Exclusive health club offers
MINIMUM SALARY

AED 50,000

RATE

1000 p.m.

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Valet Parking
  • Dining Offers
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  •  Roadside Assistance
TOP REASONS TO CHOOSE
  • Extensive premium luxury lifestyle benefits
  • Premium travel benefits
  • Premium card with no annual fee
MINIMUM SALARY

AED 15,000

RATE

3.25

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn up to 30,000 Bonus Skywards Miles
  • Earn Skywards Miles on all spends
  • Premium lifestyle benefits
MINIMUM SALARY

AED 50,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Extensive premium luxury lifestyle benefits
  • Premium travel benefits
  • Premium card with no annual fee
MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Premium lifestyle benefits
  • Premium travel benefits
  • No annual fee
MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Free for life
  • Earn EI SmartMiles on all your purchases
  • Multiple cards for partners & employees
  • Unlimited complimentary airport lounge access
MINIMUM SALARY

AED 12,000

RATE

3.49%

ANNUAL FEE

AED 299

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge 
  • Access Travel 
  • Insurance Purchase
  • Protection Extended 
  • Warranty Air Miles
TOP REASONS TO CHOOSE
  • Up to 10% cashback on Groceries, Education, Dining & Telecom
  • Unlimited complimentary access to over 1,000 airport lounges
  • Complimentary Golf any day of the week
  • 1 complimentary valet parking service per month
  • AED 500 Noon Voucher ( T&Cs apply)
MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Purchase Protection 
  • Extended Warranty 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • AED 200 noon voucher (T&C's apply)
  • Up to 2.25 EI SmartMiles per AED 1 spend
  • Unlimited EI SmartMiles
  • Use the "Instant Purchase" feature to redeem EI SmartMiles
  • Free for life card
MINIMUM SALARY

AED 15,000

RATE

3.49%

ANNUAL FEE

AED 735

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Extensive premium lifestyle & travel benefits
  • Up to 3.75 EI SmartMiles per AED 1 spend
  • Complimentary unlimited access to 1000 lounges worldwide
  • 2 complimentary valet parking service per month
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 400

OTHER KEY BENEFITS
  • Balance Transfer
TOP REASONS TO CHOOSE
  • Earn Skywards Miles on all spends
  • Dining & shopping discounts in dubai and across UAE
MINIMUM SALARY

AED 25,000

RATE

3.49%

ANNUAL FEE

AED 2100

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Up to 75,000 bonus Skywards Miles
  • Up to 2 Skywards Miles per USD equivalent spent
  • Fast-Track update to Emirates Skywards Silver Tier Status
  • AED 500 noon voucher (T&C's apply)
MINIMUM SALARY

AED 12,000

RATE

3.49%

ANNUAL FEE

AED 735

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • AED 500 noon voucher (T&C's apply)
  • Up to 1.5 Skywards Miles per USD equivalent spent
  • Complimentary Airport Lounge access
  • Complimentary Cinema tickets, Golf rounds & Valet Parking
  • Complimentary Marhaba Meet & Greet services
MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 400

OTHER KEY BENEFITS
  • Golf offers
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn rewards on all domestic & international spends
  • Global airport lounge access and travel insurance
  • AED 200 YouGotAGift voucher
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 525

OTHER KEY BENEFITS
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn dnata points for all spends
  • Earn accelerated points at participating merchant outlets
  • Unlimited complimentary ariport lounge access
MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 1048.95

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Air Miles
TOP REASONS TO CHOOSE
  • Exclusive Concierge Desk and privileges
  • 15% rewards for spends at dnata
  • 10% rewards for Duty Free Shopping
  • Complimentary airport lounge access to over 1000 lounges
  • Complimentary access to top golf courses across the UAE
MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 250

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Class leading cashback of 7% at Lulu stores & online
  • Complimentary access to top golf courses across the UAE
  • Exclusive benefits & offers at Lulu stores & online
  • Complimentary airport lounge access via LoungeKey
  • Buy 1 get 1 free on movie tickets with Vox Cinemas
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets 
  • Dining Offers
  •  Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access
  •  Contactless Tech
TOP REASONS TO CHOOSE
  • Free for life card
  • 3.5% cashback at Lulu stores and online
  • Buy 1 get 1 free on movie tickets at Vox Cinemas
  • Complimentary lounge access to over 10 regional airports
  • AED 200 YougotaGift voucher
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 262.5

OTHER KEY BENEFITS
  • Golf offers
  •  Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • Exclusive offers for Manchester United Football Club Fans
  • Earn "Red" rewards points on all spends
  • Up to 40% discount at over 100 golf courses worldwide
  • Complimentary lounge access to over 10 regional airports
MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 735

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn rewards on all domestic & international spends
  • Up to 30% discount when you book with Cleartrip
  • Discounts on flights and holiday packages
  • Unlimited complimentary lounge access to over 25 airports
  • AED 300 voucher from Yougotagift as welcome offer
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 420

OTHER KEY BENEFITS
  • Golf offers
  • Dining Offers
  • Health & Fitness 
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • Complimentary access to over 10 VIP lounges
  • Enjoy MasterCard Buy 1 Get 1 offers
  • Earn rewards on all domestic & international spends
  • Exclusive offers and deals on travel, lifestyle & shopping
  • Get up to 40% discount at over 100 golf courses worldwide
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Best-in-class Skywards Miles earning - earn and redeem
  • Earn up to 100,000 Skywards Miles
  • Complimentary Emirates Skywards Silver membership upgrade
  • AED 400 voucher from YouGotaGift
MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 735

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Welcome offer: Up to 40,000 bonus Skywards Miles
  • Best-in-class Skywards Miles earning - earn and redeem miles
  • Complimentary, unlimited worldwide lounge access
  • Complimentary access to top golfing courses across the UAE
  • Valet Parking at selected locations in Abu Dhabi
MINIMUM SALARY

AED 25,000

RATE

3.09%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Dining Offers 
  • Health & Fitness 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Air Miles 
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Extensive premium lifestyle & travel benefits
  • Exclusive benefits at Starwood Hotels & Resorts
  • Earn Starpoints on all spends
  • Comprehensive travel insurance cover
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance Airport 
  • Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Excellent discounts & offers at Emaar establishments
  • "Platinum" U By Emaar status
  • Premium travel and lifestyle benefits
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Complimentary airport lounge access to over 1000 lounges
MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 262.5

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Purchase Protection 
  • Extended Warranty 
  • Life Insurance 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Excellent discounts & offers at Emaar establishments
  • Premium travel and lifestyle benefits
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Receive U By Emaar Gold Status
  • Complimentary airport lounge access to over 1000 lounges
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn rewards on all domestic & international spends
  • Complimentary airport lounge access to over 1000 lounges
  • Golf club privileges
  • Exclusive Concierge Desk Privileges
  • Valet Parking at selected locations in Abu Dhabi
MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn rewards on all domestic & international spends
  • Comprehensive lifestyle offers
  • Discounts on flights and holiday packages
  • Flexible payment options
  • Life time free card along with a AED 300 Noon.com Voucher
MINIMUM SALARY

AED 15,000

RATE

3.75%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Purchase Protection 
  • Air Miles 
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No Annual fee
  • 2 Airport transfers per annum
  • 4 complimentary access to 1000 + airport lounges
  • Enjoy upto 4 movie tickets at discounted rates
  • Spend and win cash prizes
MINIMUM SALARY

AED 5,000

RATE

3.75%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Air Miles 
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Rent with Avis and get a complimentary upgrade , worldwide
  • No Annual Fee
  • Access to airport lounges across the Middle East
  • 20% off 3 rides on careem
MINIMUM SALARY

AED 8,000

RATE

2.08%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee
  • Enjoy 2 airport transfers every year
  • Exclusive offers and 5% cashback from Al-Futtaim showrooms
  • Enjoy access to airport lounges across the Middle East
  • Complimentary 0% balance transfer for up to 12 months
MINIMUM SALARY

AED 10,000

RATE

3.50%

ANNUAL FEE

AED 315

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
TOP REASONS TO CHOOSE
  • 5% cashback on supermarket and 3% on school fees and Dining
  • Unlimited complimentary ariport lounge access
  • FAB credit card instantly. Zero paperwork!
MINIMUM SALARY

AED 15,000

RATE

3.75%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No annual fee
  • 10% cashback on du bills
  • Fab rewards are instantly redeemable for du bills
  • Access to airport lounges across the Middle East
MINIMUM SALARY

AED 30,000

RATE

3.5%

ANNUAL FEE

AED 2500

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • 75% Etihad Guest Miles Discount Voucher
  • Fast Track Enrolment to Etihad Guest Gold Membership
  • Complimentary Inflight Wifi Vouchers
  • Optional Etihad Guest Miles Accelerator
  • 55,000 welcome
MINIMUM SALARY

AED 15,000

RATE

3.5%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets  
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer  
  • Airport Lounge Access  
  • Travel Insurance  
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • 35,000 welcome Etihad Guest Miles
  • 50% Etihad Guest Miles discount voucher
  • Access to 1000+ airport lounges across the world
  • Fast track enrolment to Etihad Guest Silver Membership
  • Earn up to 6.5 Etihad Guest Miles for every AED 10 spent
MINIMUM SALARY

AED 30,000

RATE

3.50%

ANNUAL FEE

AED 550

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Exclusive Ferrari offers
  • Extensive premium lifestyle benefits
  • Premium travel benefits
MINIMUM SALARY

AED 12,000

RATE

3.5%

ANNUAL FEE

AED 550

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
TOP REASONS TO CHOOSE
  • Exclusive Ferrari offers
  • Lifestyle and travel benefits
  • Choice of different loyalty rewards types
MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee
  • Up to 4.25% fixed discount on advanced payment of GEMS fees
  • 10% Cashback with Shop Smart
  • Enjoy access to airport lounges across the Middle East
  • Enjoy special offers at restaurants, premium retail etc.
MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No Annual fee
  • Win a trip to Etihad Stadium to watch Manchester City
  • Win a chance to meet the Manchester City Team in the UK
  • Access to airport lounges across the Middle East
MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Airport Lounge Access
  •  Balance Transfer
  •  CashBack
  •  Cinema Benefits
  •  Concierge Service
  •  Dining Benefit
  •  Extended Warranty
  •  Fraudulent Card Misuse Protection
  •  Golf Benefits
  •  Hotel Discounts
  •  Purchase Protection
  •  Travel Insurance
  •  Valet Parking
TOP REASONS TO CHOOSE
MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Lounge access
  • Complimentary basic meet and greet service
  • Facilities such as roadside assistance, automatic utility bill payment, accident insurance, credit shield, wallet shield
  • Choose between loyalty programs, First Rewards, and First Cashback
  • Can get up to 5% cashback on spending using the credit card
  • Can transfer money to other accounts on no charges
TOP REASONS TO CHOOSE
MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Guaranteed AED 1500 travel voucher as joining offer
  • No international transaction bank fee
  • 1 complimentary night for every 3 paid nights on FAB portal
  • Redeem across 800+ airlines, 500,000+ hotels and car rental
  • Redeem across 800+ airlines, 500,000+ hotels and car rental
  • Unlimited free access across over 1,000+ airport lounges
MINIMUM SALARY

AED 15,000

RATE

3.5%

ANNUAL FEE

AED 300

OTHER KEY BENEFITS
  • Apply for a Signature Credit card, Get a cashback of up to 900 AED. T&Cs Apply. This offer is valid up to 31 March 2023.
  • Get access to fitness first clubs for AED 30 per visit
  • Buy movie tickets at Royal, Reel and Oscar cinemas for just AED 15
  • Get exclusive discounts at golf clubs
  • Avail 24/7 concierge services
  • Get free airport transfer facility
  • Get free airport meet and drop services
  • Get access to 900+ airport lounges worldwide
  • Earn 1.75 reward stars on every 1 dirham spent on international purchases
  • Earn 1 reward star on every 1 dirham spent on domestic purchases
  • Provides complimentary travel accident insurance
  • Starting from September 2022 annual fee will be applicable to all Signature credit cardholders.
  • The annual fee is waived with a minimum annual spend of AED 24,000.
  • With salary transfer, AED 300 annual fee is charged.
  • Without salary transfer, AED 400 annual fee is charged.
  • Get 20% off on 3 airport transfers with Careem. Use promo code VISASIGNATUREUAE and pay with Visa Signature when you book your airport transfer with Careem.
  • Earn up to 4 FAB rewards on every AED 1 spent.
TOP REASONS TO CHOOSE
MINIMUM SALARY

AED 5,000

RATE

3.33%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
TOP REASONS TO CHOOSE
  • Up to 50% Cashback;Instant AED 400 on successful referral
  • 55+ dining and lifestyle discounts
  • 50% Cashback on movie tickets
  • Free Supplementary Cards
MINIMUM SALARY

AED 5,000

RATE

3.09%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Airport Lounge Access
  • Travel Insurance
TOP REASONS TO CHOOSE
  • Free for life
MINIMUM SALARY

AED 50,000

RATE

2.75%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Air Miles
TOP REASONS TO CHOOSE
  • Premium luxury lifestyle benefits
  • 150,000 bonus sign-up Airmiles
  • Excellent travel & travel insurance benefits
  • Best in class cinema offers
  • AED 500 Cashback Welcome offer
MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 313

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Purchase Protection 
  • Extended Warranty
TOP REASONS TO CHOOSE
  • No annual fee for the 1st year
  • 'Buy 1 Get 1 Free' tickets at Vox Cinemas
  • Up to 5% cashback on your spend
  • Enjoy up to AED 600 cashback when you open a Cashback card
MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

OTHER KEY BENEFITS
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn Salaam points on all spends
  • Travel benefits
  • AED 1000 cashback as joining bonus
MINIMUM SALARY

AED 25,000

RATE

3.45%

ANNUAL FEE

AED 650

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Extensive, premium luxury lifestyle benefits
  • Earn Salaam Carats on all spends
  • Premium travel benefits
  • 50% discount on movie tickets
  • ED 2500 cashback as joining bonus
MINIMUM SALARY

AED 16,000

RATE

3.25%

ANNUAL FEE

AED 524

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Life Insurance
TOP REASONS TO CHOOSE
  • Joining offer of up to 75,000 Voyager reward points
  • Earn rewards points on ALL spends
  • Airport lounge access for primary & secondary cardholders
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee
  • Earn cashback on all spends
  • Lifestyle benefits (valet parking, airport drops etc.)
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Valet Parking
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee
  • Earn cashback on all spends
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  •  Air Miles
TOP REASONS TO CHOOSE
  • Premium card with no annual fee
  • Earn cashback on all spends
  • Premium lifestyle benefits
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee in 1st year
  • FlySmiLes Silver Tier privileges
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
TOP REASONS TO CHOOSE
MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 400

OTHER KEY BENEFITS
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Dining Offers
  • Health & Fitness
  • Life Insurance
  • Contactless Tech
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Joining offer of 15,000 Air Rewards points
  • Complimentary airport pick up & drop off up to 6 times/year
  • Annual Fee waiver 2nd year onwards(if spend criteria met)
  • Roadside assistance and Concierge services
MINIMUM SALARY

AED 25,000

RATE

2.45%

ANNUAL FEE

AED 1499

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Life Insurance
  • Contactless Tech
  •  Air Miles
TOP REASONS TO CHOOSE
  • Get up to 20,000 Bonus Skywards Miles
  • Emirates Skywards Silver Tier Status
  • Access to 900+ airport lounges across the world
  • Fast Track to Gold Tier status
  • 1-night free stay at Rixos JB
MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 300

OTHER KEY BENEFITS
  • Dining Offers  
  • Health & Fitness  
  • Balance Transfer  
  • Car Registration  
  • Airport Lounge Access 
  • Travel Insurance  
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Life Insurance 
  • Contactless Tech 
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Exclusive credit card for FC Barcelona fans!
  • Redeem your RAKBarcaRewards for Barca Merchandise
  • Up to 6 free airport transfers each year
  • Free for first year
  • Barca fans will also get opportunities to travel to Camp Nou
MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Life Insurance
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No Annual Fee ever
  • Rewards redemption not restricted to any specific airline
  • Exclusive Dining & shopping discounts globally
  • Free Roadside Assistance & Concierge Services
MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn "Goldback" on all spends
  • Additional saves on spends at Kalyan Jewellers
  • No annual fee ever
MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Free for life card
  • Up to 9 Supplementary Cards free
  • Purchase protection & travel insurance
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Contactless Tech
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Earn up to 3.75 RAKrewards per AED of spend
  • Chance to win 500,000 RAKrewards every 3 months
  • Earn RAKrewards on all spends
  • Free for life
  • Cardless cash withdrawals
MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Exclusive discount at nmc hospitals
  • Free for life card
  • Earn cashback on all spends
MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Earn up to 1.5% discounts on all spends
  • No annual fee ever
MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Dining Offers
  • Health & Fitness
  • Life Insurance
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Exclusive card for business owners and no annual fee ever
  • High Cash advance Limits with 1% cashback on Cash Advance
  • Easy Credit Card Cheque (CCC) facility
  • No minimum spend criteria for earning cashback
  • Additional Business Credit Cards for your key employe
MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Free for life
  • 5% Cashback on Supermarkets and Dining
  • Upto 50% Cashback on Cinemas
  • Minimum monthly payment of only 3%
MINIMUM SALARY

AED 20,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Life Insurance
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Free for first year
  • Excellent cashback benefits on Domestic & Int. spends
  • 50% off at VOX cinema tickets
  • Free Delivery of Fuel by CAFU at your doorstep
  • Free Travel Accident & Medical Cover
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Balance Transfer
  • Airport Lounge Access
TOP REASONS TO CHOOSE
  • Free for Life
  • Earn 1% cashback on ALL spends
  • 2 free movie tickets anywhere in UAE
MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
TOP REASONS TO CHOOSE
  • Up to 10% cashback on specific categories
  • Excellent travel discounts
MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Purchase Protection 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • Shariah compliant fixed-fee card
  • No cash advance fee on ATM
  • Complimentary lounge access in 300 cities
  • 20% off on careem rides
  • AED 200 Cashback Welcome offer
MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 158

OTHER KEY BENEFITS
  • Free Lounge Access
  • Balance Transfer


TOP REASONS TO CHOOSE
  • Additional Shukran points at multiple merchants
  • Earn Shukran points on all spends

MINIMUM SALARY

AED 25,000

RATE

3.45%

ANNUAL FEE

AED 263

OTHER KEY BENEFITS
  • Free Lounge Access
  • 0 percent Instalment Plan




TOP REASONS TO CHOOSE
  • Additional Shukran points at multiple merchants
  • Earn Shukran points on all spends on your Shukran creditcard
  • Excellent travel benefits
MINIMUM SALARY

AED 30,000

RATE

3.45%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Premium lifestyle benefits
  • Earn Reward points on all spends
  • AED 1000 Cashback as joining bonus
  • Loaded with travel benefits!
MINIMUM SALARY

AED 23,000

RATE

2.50%

ANNUAL FEE

AED 644

OTHER KEY BENEFITS
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
TOP REASONS TO CHOOSE
  • No Pre-set Spending Limit
  • No interest charges (full payment required)
  • Access to the Membership Rewards® programme
MINIMUM SALARY

AED 5,000

RATE

3.19%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee
  • High cashback rates at ADCOOP & Spar Abu Dhabi
  • Exclusive discounts at ADCOOP & Spar outlets
MINIMUM SALARY

AED 5,000

RATE

3.19%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Earn UNBmiles rewards on all spends
  • Cinema offers at any cinema, anytime
  • No annual fee
MINIMUM SALARY

AED 8,000

RATE

3.19%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  •  Airport Lounge Access
TOP REASONS TO CHOOSE
  • No annual fees
  • High value back rates at specific merchants
  • Cinema offers at any cinema, anytime
  • No annual fee
MINIMUM SALARY

AED 20,000

RATE

3.19%

ANNUAL FEE

AED 630

OTHER KEY BENEFITS
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance 
  • Air Miles 
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Premium lifestyle and travel benefits
  • Cinema offers at any cinema, anytime
  • Unlimited Marhaba services
MINIMUM SALARY

AED 6,000

RATE

2.99%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
TOP REASONS TO CHOOSE
  • Earn UAB rewards on all spends
  • Brand the credit card with your company name
MINIMUM SALARY

AED 40,000

RATE

2.79%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Purchase Protection 
  • Extended Warranty
TOP REASONS TO CHOOSE
  • Welcome bonus of 500,000 UAB Reward points
  • Premium travel & lifestyle benefits
  • Earn rewards points on all spends
MINIMUM SALARY

AED 40,000

RATE

900 p.m.

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  •  
  • Balance Transfer
  •  
  • Airport Lounge Access
TOP REASONS TO CHOOSE
  • Premium card free for life
  • Premium travel & lifestyle benefits
  • Earn rewards points on all spends
MINIMUM SALARY

AED 6,000

RATE

3.19%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Balance Transfer 
  • Airport Lounge Access
TOP REASONS TO CHOOSE
  • Welcome bonus of 15,000 UAB Reward points

In the continuously developing environment of the UAE, travel has become a significant part of many people's lives. The demand for luxury, comfort, and convenience when travelling has increased, whether for business or pleasure. In the United Arab Emirates (UAE), where luxury and richness are inseparable from the way of life, accessing exclusive airport lounges has become a desirable perk for frequent travelers. A unique offering has emerged as a result of this desire: airport lounge access credit cards. Many banks offer credit cards with airport lounge access privileges as part of their premium card offerings. Lounge access is a popular feature among frequent travelers, providing a comfortable and relaxing environment to wait for flights, enjoy complimentary refreshments, and access various amenities. 

What are Airport Lounges?

Airport lounges are elite regions inside an airport that gives a more lavish experience to explorers. These lounges are intended to offer a peaceful and relaxing environment away from the busy terminals. These lounges are reserved for travelers who approach through specific means, for example, premium airline tickets, frequent flyer status, or specific credit cards. It offers many amenities to make the travelling experience memorable. A few amenities available in airport lounges include comfortable seating, free food and refreshments, cocktails, Wi-Fi access, charging stations for electronic gadgets and papers and magazines. Spas, nap pods, business centers, and dedicated concierge services are among the extras offered by some lounges. The objective of airport lounges is to give a shelter to travellers to relax and wait for their flights.

What is an Airport Lounge Access Credit Card in the UAE?

An Airport Lounge Access Credit Card in the UAE is a type of credit card that offers cardholders complimentary or discounted access to airport lounges at various airports worldwide. These credit cards are designed to enhance the travel experience by providing access to exclusive airport lounges, where travelers can enjoy amenities such as comfortable seating, complimentary food and beverages, Wi-Fi access, and other services.

Best Airport Lounge Access Credit Card in UAE

Some of the best airport lounge access credit card in the UAE are given below:

ADCB Etihad Guest Infinite Credit Card

The primary reasons for choosing ADCB Etihad Guest Infinite Credit Card are:

  • Bonus of 12,000 Etihad Guest Miles on joining

  • Monthly Bonus of 1000 Etihad Guest Miles

  • Several discount offers at over 1,400 restaurants in the UAE

  • Cashback at Ferrari World & Yas Water World

ADIB Booking.com Infinite Card

The primary reasons for choosing ADIB Booking.com Infinite Card are:

  • 200,000 sign-up reward points

  • Flight and hotel booking discounts

  • Extensive premium travel & lifestyle benefits

  • Earn rewards on all spends & cashback on specific categories

CBD Super Saver Credit Card

The primary reasons for choosing CBD Super Saver Credit Card are:

  • Get 10% cashback on specific categories

  • Free access to airport lounges

  • Get upto 5 free supplementary credit cards

CITI Bank

The primary reasons for choosing Citi Bank are:

  • No caps, no minimum spend, no redemption process & no spend

  • 3% on non AED spend | 2% on Grocery Spend | 1% on all Other

  • Unlimited access to 1000+ lounges worldwide

  • No Annual Membership fee in year 1

  • Get 15% off at Carrefour, 10% off at Amazon.ae

How Can an Airport Lounge Access Credit Card Help Frequent Travellers?

An Airport Lounge Access Credit Card can be an important device for frequent travellers, offering a scope of advantages and comforts that enhances the travel experience. Here's how such a card can help frequent travelers:

Access to Exclusive Airport Lounges

One of the most important benefits of these cards is to get free access to luxurious airport lounges. These lounges provide a haven of comfort and luxury amidst the hustle and bustle of airports. Frequent travelers can escape crowded terminals and enjoy services such as comfortable seating, complimentary refreshments, Wi-Fi access, showers, and business facilities.

Convenience and Comfort

Airport lounges offer a range of amenities designed to enhance the travel experience. Whether it's enjoying a meal, catching up on work, or simply unwinding before a flight, lounge access provides travelers with a comfortable and convenient space to do so. Access to lounges can be particularly beneficial during long layovers or delays, allowing travelers to wait in comfort without having to navigate crowded terminals.

Priority Services

Numerous airport lounges credit cards offer priority services such as high security, priority boarding and dedicated assistance. For frequent travelers, these priority services can save valuable time and streamline the travel process, ensuring a smoother journey from check-in to boarding.

Global Coverage

Mastercard's extensive network ensures that cardholders have access to airport lounges in major travel hubs worldwide. Whether traveling for business or leisure, frequent travelers can enjoy lounge access regardless of their destination. 

Benefits of Airport Lounge Access Credit Cards

Airport Lounge Access Credit Cards offer various benefits to its cardholders. Some of the major benefits are mentioned below:

Complimentary Lounge Access

One of the primary benefits is access to airport lounges worldwide. Cardholders can enjoy comfortable seating, complimentary snacks and beverages, free Wi-Fi, showers, and sometimes even spa services.

Global Lounge Network

Many cards provide access to an extensive network of airport lounges, including major airports around the world. This ensures that travellers can enjoy lounge amenities regardless of their destination.

Priority Pass Membership

Priority Pass membership is available as part of the benefits package on some airport lounge access credit cards. Priority Pass gives admittance to a vast network of over 1,300 airport lounges worldwide, offering travellers flexibility and convenience.

Guest Access

Cardholders may be able to bring guests into the lounge for free or at a reduced rate, depending on the card. This is especially significant for travellers flying with family or associates.

Travel Credits

Annual travel credits can be used to offset a variety of travel expenses, such as lounge access fees, airline incidental fees, or even general travel purchases.

How to Choose the Best Credit Cards with Lounge Access in the UAE?

Picking the best credit card with lounge access in the UAE requires going through your travel habits, preferences, and financial needs. Here are some steps to help you make an informed decision:

Research Available Cards

Start by looking into the credit cards that offer lounge access that are available in the UAE market. Search for cards presented by legitimate banks and monetary organizations.

Consider Your Movement Examples

Take into consideration your typical travel patterns, such as how frequently you travel, whether you primarily fly domestically or internationally, and from which airports. This will assist you with deciding the worth of lounge access and other travel-related benefits.

Compare Lounge Access Benefits

Compare the lounge access benefits presented by each card, including the number of lounges in the network, whether guest access is included, and any additional perks such as complimentary food and beverages, Wi-Fi, or spa services.

Annual Fees

Consider the yearly expenses related to each card. While cards with lounge access normally have higher yearly charges, they might offer extra advantages that legitimize the expense. Calculate whether the value of the lounge access and other perks outweighs the annual fee for your specific usage.

Final Thought

Airport lounge access credit cards in the UAE provides several benefits to the cardholders. From free admittance to premium airport lounges to discounts on flights booking and hotel stays. These cards can altogether improve your travel experience and make your journey considerably more comfortable and peaceful. Whether you are a travel freak or a casual  traveller you should get an airport lounge access credit card to avail the benefits associated with it. My banker will help you choose the best airport lounge access credit cards in the UAE. For any queries mail us at service@my-banker.com

Frequently Asked Questions

Yes, on utilizing the credit cards, you can get access to the chosen airport lounges for free of charge.

The airport lounge that the cardholder can get access to relies on the credit card issuing agency.

At some lounges, you need not to worry about any prior appointment. However, it is recommended to contact the lounge client care prior to making a visit.

The majority of airport lounges allow for a maximum of four hours of stay.

Yes, Airport Lounge Access Credit Cards in UAE typically offer access to lounges worldwide, not just within the UAE. Cardholders can enjoy lounge privileges at participating airports globally, making these cards valuable for frequent travelers.