Balance Transfer Credit Cards with No Salary Transfer

+971
ADIB Etisalat Visa Classic Card
ADIB Etisalat Visa Classic Card
Abu Dhabi Islamic Bank Credit Cards
MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Bonus 5,000 Etisalat Reward points
Apply Now
ADIB Etisalat Visa Gold Card
ADIB Etisalat Visa Gold Card
Abu Dhabi Islamic Bank Credit Cards
MINIMUM SALARY

AED 10,000

RATE

3.09%

ANNUAL FEE

AED 299

OTHER KEY BENEFITS
  • Balance Transfer 
  • Airport Lounge Access 
  • Contactless Tech 
  • Air Miles
TOP REASONS TO CHOOSE
  • 20,000 welcome Etisalat Smiles Points
  • Earn Etisalat rewards on all spends
Apply Now
Emirates Islamic Cashback Plus Card
Emirates Islamic Cashback Plus Card
Emirates Islamic Bank Credit Cards
MINIMUM SALARY

AED 12,000

RATE

3.49%

ANNUAL FEE

AED 299

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge 
  • Access Travel 
  • Insurance Purchase
  • Protection Extended 
  • Warranty Air Miles
TOP REASONS TO CHOOSE
  • Up to 10% cashback on Groceries, Education, Dining & Telecom
  • Unlimited complimentary access to over 1,000 airport lounges
  • Complimentary Golf any day of the week
  • 1 complimentary valet parking service per month
  • AED 500 Noon Voucher ( T&Cs apply)
Apply Now
Emirates Islamic Flex Credit Card
Emirates Islamic Flex Credit Card
Emirates Islamic Bank Credit Cards
MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Purchase Protection 
  • Extended Warranty 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • AED 200 noon voucher (T&C's apply)
  • Up to 2.25 EI SmartMiles per AED 1 spend
  • Unlimited EI SmartMiles
  • Use the "Instant Purchase" feature to redeem EI SmartMiles
  • Free for life card
Apply Now
Emirates Islamic RTA Credit Card
Emirates Islamic RTA Credit Card
Emirates Islamic Bank Credit Cards
MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Purchase Protection 
  • Extended Warranty
TOP REASONS TO CHOOSE
  • Up to 10% cash back on RTA transport payments, fuel spends
  • Free for life
  • Additional Cashback on Fuel and RTA payments
  • Up to 2.25% cashback on international spends
  • Up to 1.25% cash back on all other spends
Apply Now
Emirates Islamic Skywards Signature Credit Card
Emirates Islamic Skywards Signature Credit Card
Emirates Islamic Bank Credit Cards
MINIMUM SALARY

AED 12,000

RATE

3.49%

ANNUAL FEE

AED 735

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • AED 500 noon voucher (T&C's apply)
  • Up to 1.5 Skywards Miles per USD equivalent spent
  • Complimentary Airport Lounge access
  • Complimentary Cinema tickets, Golf rounds & Valet Parking
  • Complimentary Marhaba Meet & Greet services
Apply Now
Emirates NBD Go4it Gold Credit Card
Emirates NBD Go4it Gold Credit Card
Emirates NBD Bank Credit Cards
MINIMUM SALARY

AED 6,000

RATE

3.25%

ANNUAL FEE

AED 103.95

OTHER KEY BENEFITS
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Life Insurance
TOP REASONS TO CHOOSE
  • RTA Nol Card related benefits
  • Exclusive cinema offers
  • Earn up to 5 Plus Points for every AED 400 spent
  • Complimentary life insurance pls refer to more details page
  • Free rides on dubai ferry
Apply Now
Emirates NBD MasterCard Titanium Credit Card
Emirates NBD MasterCard Titanium Credit Card
Emirates NBD Bank Credit Cards
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 420

OTHER KEY BENEFITS
  • Golf offers
  • Dining Offers
  • Health & Fitness 
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • Complimentary access to over 10 VIP lounges
  • Enjoy MasterCard Buy 1 Get 1 offers
  • Earn rewards on all domestic & international spends
  • Exclusive offers and deals on travel, lifestyle & shopping
  • Get up to 40% discount at over 100 golf courses worldwide
Apply Now
Emirates NBD Skywards Infinite Credit Card
Emirates NBD Skywards Infinite Credit Card
Emirates NBD Bank Credit Cards
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Best-in-class Skywards Miles earning - earn and redeem
  • Earn up to 100,000 Skywards Miles
  • Complimentary Emirates Skywards Silver membership upgrade
  • AED 400 voucher from YouGotaGift
Apply Now
HSBC Black Credit Card
HSBC Black Credit Card
HSBC Credit Cards
MINIMUM SALARY

AED 50,000

RATE

2.75%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Air Miles
TOP REASONS TO CHOOSE
  • Premium luxury lifestyle benefits
  • 150,000 bonus sign-up Airmiles
  • Excellent travel & travel insurance benefits
  • Best in class cinema offers
  • AED 500 Cashback Welcome offer
Apply Now
Standard Chartered Visa Infinite Card
Standard Chartered Visa Infinite Card
Standard Chartered Bank Credit Cards
MINIMUM SALARY

AED 30,000

RATE

3.45%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Premium lifestyle benefits
  • Earn Reward points on all spends
  • AED 1000 Cashback as joining bonus
  • Loaded with travel benefits!
Apply Now

No Salary Transfer Credit Cards Card Types

No Salary Transfer Credit Cards by Bank

Credit Card Features