Airport Lounge Credit Cards with Air Miles

+971
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • Interest-free balance transfers
  • Lulupoints can be redeemed with supplementary card
  • Complimentary airport lounge access
  • Benefits at Ferrari World & Yas Waterworld
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • No Annual Fee
  • 0% interest for upto 12 months for school & college fees
  • Benefits at Ferrari World & Yas Waterworld
  • Complimentary airport lounge access
MINIMUM SALARY

AED 20,000

RATE

3.25%

ANNUAL FEE

AED 1050

OTHER KEY BENEFITS
  • Golf offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Contactless Tech 
  • Air Miles
TOP REASONS TO CHOOSE
  • 20% off on flight & hotel bookings
  • 900 airport lounges worldwide
  • 0% foreign currency transaction fee
  • Get a complimentary 2-night stay Hotels.com voucher
  • Enjoy 15% off on Staycations offers available at cleartrip
MINIMUM SALARY

AED 12,000

RATE

3.09%

ANNUAL FEE

AED 299

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Flight and hotel booking discounts
  • Travel & lifestyle benefits
  • Earn rewards on all spends & cashback on specific categories
MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 1000

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • 1% unlimited cashback on all spends
  • Free roadside assistance service
MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 350

OTHER KEY BENEFITS
  • Balance Transfer 
  • Airport Lounge Access 
  • Contactless Tech 
  • Air Miles 
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • 35,000 Etihad Guest Miles welcome bonus
  • Free companion ticket voucher
MINIMUM SALARY

AED 10,000

RATE

3.09%

ANNUAL FEE

AED 299

OTHER KEY BENEFITS
  • Balance Transfer 
  • Airport Lounge Access 
  • Contactless Tech 
  • Air Miles
TOP REASONS TO CHOOSE
  • 20,000 welcome Etisalat Smiles Points
  • Earn Etisalat rewards on all spends
MINIMUM SALARY

AED 5,000

RATE

3.09%

ANNUAL FEE

AED 999

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets
  • Airport Lounge Access 
  • Contactless Tech 
  • Air Miles
TOP REASONS TO CHOOSE
  • 70,000 welcome Etisalat Smiles Points
  • Earn Etisalat rewards on all spends
  • Free valet parking at select locations
MINIMUM SALARY

AED 15,000

RATE

3.09%

ANNUAL FEE

AED 1199

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Airport Lounge Access 
  • Contactless Tech 
  • Air Miles 
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • 100,000 welcome Etisalat Smiles Points
  • Earn Etisalat rewards on all spends
  • Lifestyle benefits - free roadside assistance, valet parking
MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 250

OTHER KEY BENEFITS
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • 1% cashback: anywhere, anytime
MINIMUM SALARY

AED 12,000

RATE

3.09%

ANNUAL FEE

AED 199

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn cashback on all spends
  • Earn reward points on all spends
  • Dining Discounts
MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • Free for life
  • Dining discounts in UAE
MINIMUM SALARY

AED 30,700

RATE

2.50%

ANNUAL FEE

AED 2760

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
TOP REASONS TO CHOOSE
  • Premium lifestyle & travel benefits
  • No interest charges (full payment required)
  • Access to the Membership Rewards® programme
MINIMUM SALARY

AED 30,700

RATE

2.50%

ANNUAL FEE

AED 2,760

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
TOP REASONS TO CHOOSE
  • Premium lifestyle & travel benefits
  • No interest charges (full payment required)
  • Access to the Membership Rewards® programme
MINIMUM SALARY

AED 20,000

RATE

3.45%

ANNUAL FEE

AED 787

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Welcome bonus of 60,000 CBD reward points
  • Premium lifestyle & travel benefits
MINIMUM SALARY

AED 12,000

RATE

3.45%

ANNUAL FEE

AED 525

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Welcome bonus of 30,000 CBD reward points
  • Premium lifestyle & travel benefits
MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
TOP REASONS TO CHOOSE
  • No caps, no minimum spend, no redemption process & no spend
  • 3% on non AED spend | 2% on Grocery Spend | 1% on all Other
  • Unlimited access to 1000+ lounges worldwide
  • No Annual Membership fee in year 1
  • Get 15% off at Carrefour, 10% off at Amazon.ae
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
TOP REASONS TO CHOOSE
  • No caps, no minimum spend, no redemption process & no spend
  • 3% on non AED spend | 2% on Grocery Spend | 1% on all Other
  • Unlimited access to 1000+ lounges worldwide
  • No Annual Membership fee in year 1
  • Get 15% off at Carrefour, 10% off at Amazon.ae
MINIMUM SALARY

AED 5,000

RATE

2.59%

ANNUAL FEE

AED 400

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
TOP REASONS TO CHOOSE
  • 25% savings on 1-day tickets
  • 15% dis. on F&B & 10% discount on merchandise inside parks
  • Q-Fast privileges
MINIMUM SALARY

AED 30,000

RATE

2.59%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
TOP REASONS TO CHOOSE
  • Exclusive discounts at Dubai Parks & Resorts
  • 30% savings on 1-day tickets
  • 15% dis. on F&B & 10% dis. on merchandise inside the parks
  • Q-Fast privileges
MINIMUM SALARY

AED 5,000

RATE

3.50%

ANNUAL FEE

AED 300

OTHER KEY BENEFITS
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Contactless Tech 
  • Air Miles
TOP REASONS TO CHOOSE
  • 5% cashback on online purchases, utility bills, school fees
  • 5% cashback at the supermarket
  • 1% cashback on everything else
  • Unlimited Airport Lounge access
  • 20% off on Careem rides
MINIMUM SALARY

AED 5,000

RATE

2.59%

ANNUAL FEE

AED 100

OTHER KEY BENEFITS
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Airport Lounge Access 
  • Purchase Protection 
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn 18,000 Bonus Dubai Mementos
  • Earn up to 2 Dubai Mementos for every Dirham spent
  • 50% off Movie Tickets, anytime, anywhere
MINIMUM SALARY

AED 10,000

RATE

ANNUAL FEE

AED 750

OTHER KEY BENEFITS
  • Dining Offers
  • Health & Fitness
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
TOP REASONS TO CHOOSE
  • Exclusive card for Emaratis
  • Earn up to 2% cashback per month
  • Exclusive health club offers
MINIMUM SALARY

AED 50,000

RATE

1000 p.m.

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Valet Parking
  • Dining Offers
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  •  Roadside Assistance
TOP REASONS TO CHOOSE
  • Extensive premium luxury lifestyle benefits
  • Premium travel benefits
  • Premium card with no annual fee
MINIMUM SALARY

AED 15,000

RATE

3.25

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn up to 30,000 Bonus Skywards Miles
  • Earn Skywards Miles on all spends
  • Premium lifestyle benefits
MINIMUM SALARY

AED 50,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Extensive premium luxury lifestyle benefits
  • Premium travel benefits
  • Premium card with no annual fee
MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Premium lifestyle benefits
  • Premium travel benefits
  • No annual fee
MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Free for life
  • Earn EI SmartMiles on all your purchases
  • Multiple cards for partners & employees
  • Unlimited complimentary airport lounge access
MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets 
  • Dining Offers 
  • Balance Transfer 
  • Purchase Protection 
  • Extended Warranty 
  • Contactless Tech
TOP REASONS TO CHOOSE
  • AED 200 noon voucher (T&C's apply)
  • Up to 2.25 EI SmartMiles per AED 1 spend
  • Unlimited EI SmartMiles
  • Use the "Instant Purchase" feature to redeem EI SmartMiles
  • Free for life card
MINIMUM SALARY

AED 15,000

RATE

3.49%

ANNUAL FEE

AED 735

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Extensive premium lifestyle & travel benefits
  • Up to 3.75 EI SmartMiles per AED 1 spend
  • Complimentary unlimited access to 1000 lounges worldwide
  • 2 complimentary valet parking service per month
MINIMUM SALARY

AED 25,000

RATE

3.49%

ANNUAL FEE

AED 2100

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Up to 75,000 bonus Skywards Miles
  • Up to 2 Skywards Miles per USD equivalent spent
  • Fast-Track update to Emirates Skywards Silver Tier Status
  • AED 500 noon voucher (T&C's apply)
MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 400

OTHER KEY BENEFITS
  • Golf offers
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn rewards on all domestic & international spends
  • Global airport lounge access and travel insurance
  • AED 200 YouGotAGift voucher
MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 1048.95

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Air Miles
TOP REASONS TO CHOOSE
  • Exclusive Concierge Desk and privileges
  • 15% rewards for spends at dnata
  • 10% rewards for Duty Free Shopping
  • Complimentary airport lounge access to over 1000 lounges
  • Complimentary access to top golf courses across the UAE
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 262.5

OTHER KEY BENEFITS
  • Golf offers
  •  Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • Exclusive offers for Manchester United Football Club Fans
  • Earn "Red" rewards points on all spends
  • Up to 40% discount at over 100 golf courses worldwide
  • Complimentary lounge access to over 10 regional airports
MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 420

OTHER KEY BENEFITS
  • Golf offers
  • Dining Offers
  • Health & Fitness 
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • Complimentary access to over 10 VIP lounges
  • Enjoy MasterCard Buy 1 Get 1 offers
  • Earn rewards on all domestic & international spends
  • Exclusive offers and deals on travel, lifestyle & shopping
  • Get up to 40% discount at over 100 golf courses worldwide
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Best-in-class Skywards Miles earning - earn and redeem
  • Earn up to 100,000 Skywards Miles
  • Complimentary Emirates Skywards Silver membership upgrade
  • AED 400 voucher from YouGotaGift
MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 735

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Welcome offer: Up to 40,000 bonus Skywards Miles
  • Best-in-class Skywards Miles earning - earn and redeem miles
  • Complimentary, unlimited worldwide lounge access
  • Complimentary access to top golfing courses across the UAE
  • Valet Parking at selected locations in Abu Dhabi
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Car Registration 
  • Airport Lounge Access 
  • Travel Insurance Airport 
  • Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Excellent discounts & offers at Emaar establishments
  • "Platinum" U By Emaar status
  • Premium travel and lifestyle benefits
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Complimentary airport lounge access to over 1000 lounges
MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn rewards on all domestic & international spends
  • Comprehensive lifestyle offers
  • Discounts on flights and holiday packages
  • Flexible payment options
  • Life time free card along with a AED 300 Noon.com Voucher
MINIMUM SALARY

AED 5,000

RATE

3.75%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Air Miles 
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Rent with Avis and get a complimentary upgrade , worldwide
  • No Annual Fee
  • Access to airport lounges across the Middle East
  • 20% off 3 rides on careem
MINIMUM SALARY

AED 8,000

RATE

2.08%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee
  • Enjoy 2 airport transfers every year
  • Exclusive offers and 5% cashback from Al-Futtaim showrooms
  • Enjoy access to airport lounges across the Middle East
  • Complimentary 0% balance transfer for up to 12 months
MINIMUM SALARY

AED 15,000

RATE

3.75%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No annual fee
  • 10% cashback on du bills
  • Fab rewards are instantly redeemable for du bills
  • Access to airport lounges across the Middle East
MINIMUM SALARY

AED 30,000

RATE

3.5%

ANNUAL FEE

AED 2500

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • 75% Etihad Guest Miles Discount Voucher
  • Fast Track Enrolment to Etihad Guest Gold Membership
  • Complimentary Inflight Wifi Vouchers
  • Optional Etihad Guest Miles Accelerator
  • 55,000 welcome
MINIMUM SALARY

AED 15,000

RATE

3.5%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Golf offers 
  • Cinema Tickets  
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer  
  • Airport Lounge Access  
  • Travel Insurance  
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • 35,000 welcome Etihad Guest Miles
  • 50% Etihad Guest Miles discount voucher
  • Access to 1000+ airport lounges across the world
  • Fast track enrolment to Etihad Guest Silver Membership
  • Earn up to 6.5 Etihad Guest Miles for every AED 10 spent
MINIMUM SALARY

AED 30,000

RATE

3.50%

ANNUAL FEE

AED 550

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Exclusive Ferrari offers
  • Extensive premium lifestyle benefits
  • Premium travel benefits
MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee
  • Up to 4.25% fixed discount on advanced payment of GEMS fees
  • 10% Cashback with Shop Smart
  • Enjoy access to airport lounges across the Middle East
  • Enjoy special offers at restaurants, premium retail etc.
MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 1500

OTHER KEY BENEFITS
  • Golf offers 
  • Valet Parking 
  • Cinema Tickets 
  • Dining Offers 
  • Health & Fitness 
  • Balance Transfer 
  • Airport Lounge Access 
  • Travel Insurance 
  • Airport Chauffeur Services 
  • Purchase Protection 
  • Extended Warranty 
  • Air Miles
TOP REASONS TO CHOOSE
  • Guaranteed AED 1500 travel voucher as joining offer
  • No international transaction bank fee
  • 1 complimentary night for every 3 paid nights on FAB portal
  • Redeem across 800+ airlines, 500,000+ hotels and car rental
  • Redeem across 800+ airlines, 500,000+ hotels and car rental
  • Unlimited free access across over 1,000+ airport lounges
MINIMUM SALARY

AED 50,000

RATE

2.75%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Air Miles
TOP REASONS TO CHOOSE
  • Premium luxury lifestyle benefits
  • 150,000 bonus sign-up Airmiles
  • Excellent travel & travel insurance benefits
  • Best in class cinema offers
  • AED 500 Cashback Welcome offer
MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

OTHER KEY BENEFITS
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn Salaam points on all spends
  • Travel benefits
  • AED 1000 cashback as joining bonus
MINIMUM SALARY

AED 25,000

RATE

3.45%

ANNUAL FEE

AED 650

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Extensive, premium luxury lifestyle benefits
  • Earn Salaam Carats on all spends
  • Premium travel benefits
  • 50% discount on movie tickets
  • ED 2500 cashback as joining bonus
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee
  • Earn cashback on all spends
  • Lifestyle benefits (valet parking, airport drops etc.)
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Valet Parking
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee
  • Earn cashback on all spends
MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  •  Air Miles
TOP REASONS TO CHOOSE
  • Premium card with no annual fee
  • Earn cashback on all spends
  • Premium lifestyle benefits
MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee in 1st year
  • FlySmiLes Silver Tier privileges
MINIMUM SALARY

AED 25,000

RATE

2.45%

ANNUAL FEE

AED 1499

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Life Insurance
  • Contactless Tech
  •  Air Miles
TOP REASONS TO CHOOSE
  • Get up to 20,000 Bonus Skywards Miles
  • Emirates Skywards Silver Tier Status
  • Access to 900+ airport lounges across the world
  • Fast Track to Gold Tier status
  • 1-night free stay at Rixos JB
MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Life Insurance
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • No Annual Fee ever
  • Rewards redemption not restricted to any specific airline
  • Exclusive Dining & shopping discounts globally
  • Free Roadside Assistance & Concierge Services
MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn "Goldback" on all spends
  • Additional saves on spends at Kalyan Jewellers
  • No annual fee ever
MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Dining Offers
  • Health & Fitness
  • Life Insurance
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Exclusive card for business owners and no annual fee ever
  • High Cash advance Limits with 1% cashback on Cash Advance
  • Easy Credit Card Cheque (CCC) facility
  • No minimum spend criteria for earning cashback
  • Additional Business Credit Cards for your key employe
MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
  • Air Miles
TOP REASONS TO CHOOSE
  • Free for life
  • 5% Cashback on Supermarkets and Dining
  • Upto 50% Cashback on Cinemas
  • Minimum monthly payment of only 3%
MINIMUM SALARY

AED 30,000

RATE

3.45%

ANNUAL FEE

AED 1575

OTHER KEY BENEFITS
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
TOP REASONS TO CHOOSE
  • Premium lifestyle benefits
  • Earn Reward points on all spends
  • AED 1000 Cashback as joining bonus
  • Loaded with travel benefits!
MINIMUM SALARY

AED 5,000

RATE

3.19%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Dining Offers
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • No annual fee
  • High cashback rates at ADCOOP & Spar Abu Dhabi
  • Exclusive discounts at ADCOOP & Spar outlets
MINIMUM SALARY

AED 5,000

RATE

3.19%

ANNUAL FEE

AED 0

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Air Miles
  • Roadside Assistance
TOP REASONS TO CHOOSE
  • Earn UNBmiles rewards on all spends
  • Cinema offers at any cinema, anytime
  • No annual fee