Najm ONE Credit Card

Najm ONE Credit Card

Najm Credit Cards
MINIMUM SALARY

AED 8000

RATE

3.25%

ANNUAL FEE

AED 314

CASH ADVANCE

3.00 % / Min 90

NON AED TRANSACTION FEE

3.00%

OTHER KEY BENEFITS
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
TOP REASONS TO CHOOSE
  • Earn cash back on all spends
  • Earn up to 10% cashback
Reward Features

Earn cashback  subject to minimum spend of AED 2,000 per month:

  • Cashback rates are dependent on number of transactions made - 1-5 = 1%, 11-25 = 2%, 26-40= 4%, 41-50 = 6%, 51-60 = 8%, 61+ = 10%
  • Minimum transaction value to qualify is AED 75
  • Limits apply on number of transactions per day and per month for each merchant ID as well as specific  merchant category codes (MCC)
  • Maximum cash back per month is AED 500
Joining Offers
Things To Be Aware
  • Interest rate varies based on % of total bal paid previously


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