MINIMUM SALARY

AED 12000

RATE

3.09%

ANNUAL FEE

AED 199

CASH ADVANCE

3.00 % / Min 99

NON AED TRANSACTION FEE

3.10%

OTHER KEY BENEFITS
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
TOP REASONS TO CHOOSE
  • Earn cashback on all spends
  • Earn reward points on all spends
  • Dining Discounts
Reward Features

ADIB Rewards Program

Spend a minimum of AED 3,000 in a month (locally & internationally) and enjoy:

  • 1% cashback on all utility payments
  • 4% cashback on fuel
  • 7% cashback on all supermarket & grocery spends
  • 9% cashback on all restaurant spends
  • Earn 1 reward point for 1 AED you spend on your card domestically, and earn 2 reward points on every 1 AED spent internationally
  • Points earned can be used towards airline tickets, shopping mall vouchers, or Club Apparel gift cards.
Joining Offers
Things To Be Aware
  • Minimum salary for UAE Nationals is AED 8,000
  • Minimum monthly spend of AED 3,000 required to earn cashback

Apply Now

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