Travel credit cards in UAE 2024

In the growing economy of the UAE, credit cards have arisen as incredible assets, empowering people to deal with their costs as well as opening a lot of advantages and rewards. For regular travellers in the UAE, the year 2024 brings plenty of choices with regards to travel credit cards. These monetary buddies are intended to facilitate your monetary exchanges as well as raise your travel experience. In this blog, we'll explore the best travel credit cards available in the UAE in 2024, helping you make an informed decision for your next journey.

What is a Travel Credit Card?

A travel credit card in the UAE is an extraordinary cash saving tip for your next journey. By earning prizes, miles, or rewards, you can get discounts on airfare and vehicle rentals. Moreover, many travel credit cards offer advantages like boarding or free checked bags. 

In short, a travel credit card can assist with making your next trip more reasonable and hassle-free. Travel credit cards offer cardholders unique honors and significant prizes. These reward points come in two types. Firstly, travel credit cards might give signup bonuses or welcome points to new cardholders. Secondly, travel credit cards offer rewards for spending a specific sum, frequently including a reward for buying from the co-brand hotel or airline partner. When the cardholder procures sufficient reward points, they can recover them for discounts on air tickets, hotel appointments, vehicle rentals, and different travel-related exchanges.

Features of Travel Credit Cards

There are a great deal of advantages that accompany utilizing a travel credit card. From getting joining rewards to free admittance to airport lounges, these cards can truly assist with making your movements more advantageous and agreeable. If you are a regular explorer, most certainly consider getting a travel credit card in the UAE to make your excursions significantly more consistent and pleasant. Some of the features of travel credit cards are listed below:

Welcome Offer

Most travel credit cards offer a sign-up reward or welcome gift. These rewards can be reclaimed for the air miles on national as well as international trips.

Free Access to Airport Lounges

Probably the best credit cards offer free airport lounge access at a large number of airports. If the flights are delayed, the cardholder can sit and relax in the premium airport lounges for free.

Travel Insurance

Some travel credit cards offer free travel insurance to the cardholder. Furthermore, they offer to pay for the cardholder because of missed or postponed flights and loss of processed baggage.

Eligibility Criteria to Apply For Travel Credit Card

The eligibility requirements for applying for a travel credit card vary from card to card and bank to bank. Mentioned below are the significant standards to get a travel credit card:

• The candidate's age should be between 21 years to 65 years.

• Candidates should have a consistent type of revenue.

• Emirati candidates should have Emirates Id. Expats need to give different documents like identifications and the inhabitant license.

Best Travel Credit Cards in the UAE

Mentioned below are some of the best Travel Credit Cards available in the UAE:

RAKBANK World Credit Card

The RAKBANK World Credit Card offers a range of exclusive benefits and privileges tailored for selective cardholders. With its global acceptance and superior rewards program, this card enhances the lifestyle of its users, providing access to premium experiences and services worldwide. The RAKBANK World Credit Card is designed to meet the sophisticated needs of individuals who seek convenience, luxury, and value in their financial transactions.

Minimum Salary: AED 20,000

Rate: 3.25%

Top Reasons to Choose:

• Free for first year

• Excellent cashback benefits on Domestic & Int. spends

• 50% off at VOX cinema tickets

• Free Delivery of Fuel by CAFU at your doorstep

• Free Travel Accident & Medical Cover

• Travel Insurance

Mashreq Platinum Elite Credit Card 

The Mashreq Platinum Elite Credit Card is a premium offering tailored to meet the diverse lifestyle needs of individuals. Packed with exclusive benefits and privileges, this card elevates the cardholder's experience across various aspects of their lives. The Mashreq Platinum Elite Credit Card is a great choice for people who travel often. 

Minimum Salary: AED 7,000

Rate: 3.45%

Top Reasons to Choose:

• Dining Offers

• Health & Fitness

• Balance Transfer

• Airport Lounge Access

• Airport Chauffeur Services

• Purchase Protection

• Extended Warranty

• Air Miles

Emirates Islamic Skywards Signature Credit Card

The Emirates Islamic Skywards Signature Credit Card is designed for frequent travelers and loyal Emirates Skywards members, offering a host of exclusive benefits and privileges. With a focus on enhancing the travel experience, this card provides cardholders with accelerated Skywards Miles earning opportunities on their everyday spending, which can be redeemed for flights, upgrades, hotel stays, and more within the Emirates Skywards program. Additionally, cardholders enjoy complimentary airport lounge access and travel insurance coverage.

Minimum Salary: AED 12,000

Rate: 3.49%

Top Reasons to Choose:

• AED 500 noon voucher (T&C's apply)

• Up to 1.5 Skywards Miles per USD equivalent spent

• Complimentary Airport Lounge access

• Complimentary Cinema tickets, Golf rounds & Valet Parking

• Complimentary Marhaba Meet & Greet services

• Airport Lounge Access 

• Travel Insurance 

HSBC Black Credit Card

The HSBC Black Credit Card is an exclusive offering tailored for high-net-worth individuals, providing a wide variety of premium benefits and privileges. As one of the most prestigious cards in the market, it offers an unmatched level of luxury and convenience. Cardholders benefit from personalized service, with access to dedicated relationship managers.

Minimum Salary: AED 50,000

Rate: 2.75%

Top Reasons to Choose:

• Premium luxury lifestyle benefits

• 150,000 bonus sign-up Airmiles

• Excellent travel & travel insurance benefits

• Best in class cinema offers

• AED 500 Cashback Welcome offer

• Airport Lounge Access

• Travel Insurance

• Air Miles

Conclusion

In conclusion, the world of travel credit cards in the UAE offers a variety of options for travel freaks, each promising a unique set of benefits and rewards tailored to enrich your journeys in 2024 and beyond. Whether you're a frequent traveller seeking airline miles or a wealthy person looking for exclusive privileges, there's a travel credit card waiting to accompany you on your adventures and elevate your travel experiences to new heights of luxury, convenience, and satisfaction. My banker will assist you to choose your travel credit card wisely to make your travel experience unforgettable and extraordinary which leaves a lasting impression on your soul.